A real 6-tab Excel workbook built for people whose income doesn't arrive on a fixed schedule. Freelancer Tracker maps every invoice, expense, and debt payment against your actual cash flow - not a generic monthly budget template that assumes a paycheck on the 1st and 15th.
See your real payoff order recalculated automatically as you enter new numbers, with avalanche or snowball ranking built in - no manual recalculating by hand.
Your monthly budget matches the month you actually had - client who paid late, the one who ghosted, all of it.
Real amortization math updates the moment any number changes, built for irregular income - not just fixed paychecks.